Comprehensive insurance covers damage to your vehicle and third-party liabilities, while third-party insurance only covers damages or injuries you cause to others.

Yes, at least third-party liability insurance is mandatory for all vehicle owners under the Motor Vehicles Act.

Yes, you can transfer your existing insurance policy to a new vehicle; however, you must inform your insurer and possibly adjust your premium.

Factors include the make and model of your car, the car’s age, your driving history, where you live, and the type of coverage you choose.

Zero depreciation cover ensures that in the event of a claim, the settlement is made without deducting for depreciation, thus you get a higher compensation.

Yes, insurers offer various discounts for anti-theft devices, owning multiple policies with the same insurer, a good driving record, and more.

Ensure safety first, then exchange information with the other driver, document the scene, notify your insurer immediately, and file a police report if necessary.

Contact your insurer as soon as possible, provide all necessary documentation (accident report, photos of the damage, etc.), and follow their guided process for claims.

A deductible is the amount you pay out of pocket before your insurance covers the rest of your claim. Choosing a higher deductible can lower your premiums.

Standard policies do not cover the theft of personal items. You may need additional coverage for personal property inside the vehicle.