It covers accidental death, permanent total disability, permanent partial disability, and temporary total disability.

Yes, you can opt for a family coverage plan that protects your entire family under one policy.

No, most personal accident insurance policies do not have a waiting period.

It depends on the policy. Some cover amateur sports injuries but not professional sports.

Compensation depends on the nature of the disability and the sum insured.

Life insurance covers death from natural causes, illnesses, and accidents, while personal accident insurance specifically covers accidental occurrences.

Yes, personal accident insurance can complement your existing health and life insurance by covering gaps, especially for accident-induced disabilities.

Notify your insurer immediately after the accident, provide necessary documentation like medical reports and a police report if applicable, and follow the claims process as directed by your insurer.

Most policies offer worldwide coverage, but check your policy details to be sure.

Yes, most policies have an entry age limit and may not cover beyond a certain age, typically 65-70 years.