Any woman seeking additional financial protection against the high costs associated with cancer should consider this insurance, especially those with a family history of cancer.

Most policies exclude cancers that are diagnosed within a waiting period after the policy starts, pre-existing conditions, and specific less common types of cancers unless specified.

Yes, women’s cancer insurance can complement a standard health policy by covering additional expenses specific to cancer treatment.

Many policies offer coverage up until a certain age, which can be extended in some cases.

Generally, the lump sum received from a cancer insurance policy is tax-free under Section 10(10D) of the Income Tax Act, but it’s best to consult with a tax advisor.

If the cancer type is not covered, the policy will not pay out the benefit. It’s crucial to understand exactly which cancers are covered under your policy.

Claims can typically be made after the survival period post-diagnosis, usually about 30 days, depending on the policy terms.

Some insurers allow you to increase your coverage amount, especially after major life events, though this may require additional underwriting.

First, review the reasons for denial to ensure it aligns with the policy terms. If you believe the claim was wrongly denied, you can appeal to the insurer or seek help from RBI ombudsman.